This is the month that 笨mummy received $0 dividend from her investment. But on the bright side, she would be getting a bit of her pro-rated bonus which slightly less than half a month plus she also been told that she would be expecting an increment of 6%. Not so bad to get an increment after working for 6 months.
Work-wise, she is also relatively busier than previous months due to more works slowly coming in. She is managed to bond better with the rest of the team and that entitled her to some updates on the latest happening.
Investment wise, 笨mummy has not been taking actions for a while mainly due to the lack of fund as she is pouring money to her retirement portfolio, locking up some funds to maximize her & hubby DBS Multiplier Account to achieve 3.5% interest which is a relatively good return for a low risk “investment” and also to increase her saving with UOB one account by $25,000 to continue to enjoy the 2.44% interest.. With SIBOR going up, she is also looking at opening a CItibank MaxiGain Account to build up the bonus interest and moving some of her fund from SCB esaver at the later stage when the base plus bonus move above 1.5%.
If you can get a low risk or even risk free return of 2% to 3.5%, there is really little motivation to pour the money in the market for a riskier 5% -6% return. 笨mummy is getting lazy these days...
Work-wise, she is also relatively busier than previous months due to more works slowly coming in. She is managed to bond better with the rest of the team and that entitled her to some updates on the latest happening.
Investment wise, 笨mummy has not been taking actions for a while mainly due to the lack of fund as she is pouring money to her retirement portfolio, locking up some funds to maximize her & hubby DBS Multiplier Account to achieve 3.5% interest which is a relatively good return for a low risk “investment” and also to increase her saving with UOB one account by $25,000 to continue to enjoy the 2.44% interest.. With SIBOR going up, she is also looking at opening a CItibank MaxiGain Account to build up the bonus interest and moving some of her fund from SCB esaver at the later stage when the base plus bonus move above 1.5%.
If you can get a low risk or even risk free return of 2% to 3.5%, there is really little motivation to pour the money in the market for a riskier 5% -6% return. 笨mummy is getting lazy these days...
Dividend received in Year 2014
|
S$ 8,241.99
|
Dividend received in Year 2015
|
S$ 8,978.59
|
Dividend received in Year 2016
|
S$ 12,145.15
|
Dividend received in Year 2017
|
S$ 12,964.44
|
Dividend received in Jul 2018
|
S$ 0
|
Dividend received in Yr 2018 to date
|
S$ 7,647.68
|
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