Capitastar program

This is a membership program that is introduced by Capitamall. For those interested, can refer to this link for more information on how this program work -http://www.capitastar.com.sg/

The program works well for those who regularly shop at Capitamalls, since you are already shopping there why not tag along this program to max your spending. It also works for one who live near a participating mall, like 笨mummy. Living in the Jurong area, Jcube and IMM are frequently visited by 笨mummy for shopping and dinning.

Spending of $1K would be able to get 5,000 capitastar point and redeem $5 capitamall voucher. Plus there are frequent promotions on going at the malls also allow extra points to earn. 

Standard chartered 360° Rewards Program

 笨mummy cannot deny the fact that she loves her Standard Chartered Bank credit card program and this is not without good reason. It is one of the banks that give reward points to credit card holder for merely having a "relationship" with the bank and no spending is involved.  

Yes,  笨mummy is talking about the 360° Rewards Program. For those interested, you can find the details on Standard Chartered Bank website - http://www.standardchartered.com.sg/personal-banking/cards/rewards/360-rewards/en/.

This is how it works for 笨mummy who is under the preferred banking with the bank: 

Every month 笨mummy would be getting 750 points from SCB and in a year that is 9,000 points. Based on the new updated reward redemption catalogue, this is what items that can be redeem within the 9,000 points: 

• 7,200 points can get a S$30 sakae sushi voucher, 
• 5,500 points can get S$30 GNC voucher
• 5,200 points can get S$20 Paradise Group voucher

Which bank rewards customer with a potential free Japanese meal for just having "relationship" with them? Now you know the answer. :) 

Goodbye to Xtrasaver card

Time for 笨mummy to say goodbye to Xtrasaver card. Wef 1 Arp 2013, Standard chartered SG is going to change the cash rebates for its XtraSaver account. They removed the current cash rebate for NETs transactions. This means that 笨mummy  would not be getting any cash rebate for any payment for credit card bills using AXS.