Friday, November 27, 2015

Update for Nov 15

笨mummy went for a short four days trip to Tokyo, Japan in Nov. Though it was a short trip, it is still great fun to spend time in another country, experiencing cool autumn weather that Singapore does not have. 

She was also kept busy at work as one of her colleagues has tendered and leaving end of Dec 15. She was involved a few job interviews conducted by her manager for the replacement of this colleague. It is fun to be sitting in a job interview as the interviewer and the interviewee. 

As always, Nov is another "harvest" month where most of the stocks, that 笨mummy has, are issuing dividends. In total, 笨mummy received S$1.8K of dividends (with a new member starting its first contribution - FCL Treasury Bond) and she has surpassed her total dividend received in Year 14. 

One more month to go with one dividend payout expected from Ascendas Hospitality Trust of $212. 笨mummy is happy that she managed to get more dividends this year and aim for more for year 16. 


Dividend for month of Nov 15: 
DBS Pref Share - $236.93
FCL Treasury Bond  - S$184.00
Suntec REIT - S$252.20
Mapletree GCC - S$34.99
Ascendas REIT - S$880.11
Ascendas India Trust - S$274.00
Total: S$1,862.03

Dividend received in Year 14
$ 8,241.99
Dividend received in Nov’ 15
$ 1,862.03      
Dividend received in Year 15 to date
$ 8,765.79   



Thursday, November 19, 2015

Bucket list

mummy has been thinking a lot recently about life after coming back from a recent trip from Japan. She reached Singapore on 12 Nov 15 midnight, a day before Friday the 13th (i.e. 13 Nov 15). Yes, that fateful day where Paris was attacked. She has been asking the question as to whether she living her life fully and doing what she loves. Nobody can predict when onr would leave this world as anything can happen, an accident, a heart attack, etc, life is so fragile at times.
She decided to list down the bucket list of things that she wanted to do / accomplish before her time is up as a reminder that she should live her live to the fullness and not regret when she, one day, looks back at her own life.

A. Visit and see more parts of the world
Oh yes, this sounds like a big goal. As a child, mummy never get the chance to travel, not even to Malaysia, as her parents are busy and careful with money. But she never once envy people who travel as travel is never part of her life as you never experience it and you would not miss it.

As she started earning money, visiting places with friends, exploring the internet, it seems there are so much out there in this world that she wants to take a look. For example, experiencing farm stay, touching snow, autumn leaves, visiting theme parks, etc.

She will try her best to visit and experience something new and different once a year if possible.

B. Spend more time with her child
The feeling of guilt is always there whenmummy has to work and her little one is left with the grandparents. Thoughmummy is rest assured that the grandparents are great caretaker of the little one and adore him as much as her, she still wants to be there for her little one to accompany him when he hits milestones, learns and experience new things, and exploring this exciting world around him.

Parents’ time with the child is very limited and the child will eventually grow up and experience the world on his own without the parents. mummy always cherish the time with her little one on weekend and focuses her full attention to him, that means no handphone / computer usage when the child is around (she would only use them when he is taking afternoon nap or when he is out with daddy at the playground). She tried her best to bring him along to social functions as long as the places allow children of his age.  

She hopes that she keeps this up and constantly reminding herself to cherish the time with the little one, and do not reject the little one’s requests for hugs and / or playtime.

C. Being more patient with her parents
As a mummy now, mummy can understand the care and love that parents have for their child, especially her own parents who care for her. As her parents are getting older, they need more care and concern from her.

Sometimesmummy would lose her temper at her parents (though she regrets doing so after she calm down) especially at times when she is busy. mummy hopes that she can be more patient with her parents and not lose her temper at them. She also wish that she can spend more time with them.

D. Stop having excuse and start moving
mummy had spent a few months learning basic Japanese few years back, and she does not have time to keep up with the learning and now they are all “returned” to the teacher. It is a language thatmummy wants so much to learn, but the lack of time to practice make it very hard to retain what she learnt. However from her recent trip, she met a lady from China, living in Japan, who know how to speak four languages – Chinese, English, Japanese and Korean. She is totally amused by the lady’s determination to learn that many languages.

As long as someone has the determination to succeed in something, he would always make time for it. Somummy has decided to stop giving herself excuses and start moving to complete the following:

·        Learning Japanese and pass Japanese Language Proficiency Test
·        Learning clay art
·        Complete her Wilton cake decoration level 3 and 4 courses


Let’s get working on them, mummy!! 

Monday, November 2, 2015

Update for Oct 15


Dividend for month of Oct 15: 
Genting Pref Share - $256.95
Hyflux Pref Share  - S$90.25
Total: S$347.20

Dividend received in Year 14
$ 8,241.99
Dividend received in Oct’ 15
$ 347.20         
Dividend received in Year 15 to date
$ 6,903.76   


Net FlashPay top up promotion - $3 per month up for grab from Nov to Jan 16

笨mummy saw a promotion in Today newspaper on the NETS Flashpay that rewards a 10% rebates on top up to any NETS Flashpay on the DBS/UOB/OCBC bank cards (debit card / credit card), cap at $3 per month for 01 November 2015 to 31 January 2016.

笨mummy has a OCBC Frank Credit card that comes with NETS Flashpay and she is going to top up $30 via the Add-Value Machine at the MRT Station at the end of each month.

Details on the promotion can be found here - https://promo.nets.com.sg/netsflashpay.html