笨mummy is on a quest to solve the mystery of the money that got lost. When 笨mummy started work after graduation, she was earning $2,300 and after deducting employee CPF of $469 and giving $500 to parents for allowance, she was able to save $1,000 a month. This meant that she only spent $340 per month on transport, phone bill, Internet subscription, food, clothing and entertainment. This was in year 2001.. 14 years ago. Adding in inflation, the spending amount should be much higher.
Coming back to 2015, 笨mummy budget for expenses were $1,100. This is excluding common household expense like PUB bill, town council fee, house Internet bill, etc that were set aside in a common account with her hubby. This $1,100 is allocated for 笨mummy own expense like her phone bill, transport, F&B,etc. This amount is excluding a $510 set aside for insurance premium monthly. How did an expense of $340 on year 2001 grow 3.25 times to $1,100?
笨mummy has no answer to this. And she has set her mind to find the answer by starting to track her expenses and identify where her money gone to every month.
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