Wednesday, March 2, 2016

Update for Feb 16

Feb is another dividend payout month. A total of S$959.30 was received. 


Dividend for month of Feb 16: 
Ascott Trust - S$124.14
Aspial Treasury Bond - S$52.93
Capital Mall bond (3.08%) - S$77.63
CDL H Trust - S$429.60
Suntec REIT - S$275.00



Dividend received in Year 2014
$ 8,241.99
Dividend received in Year 2015
$ 8,978.59      
Dividend received in Feb 2016
$ 959.30
Dividend received in Year 2016 to date
$ 1,391.68

Thursday, February 18, 2016

Update for Jan 16

A total of S$432.38 worth of dividend received in the first month of 2016 to start the year ahead. 笨mummy is looking forward to Feb where she expecting a higher dividend payout as most of her stocks are issuing out dividends in Feb. 

Dividend for month of Jan 16: 
Ascendas REIT - S$336.60
Capital Mall bond (3.8%) - S$95.78


Dividend received in Year 2014
$ 8,241.99
Dividend received in Year 2015
$ 8,978.59      
Dividend received in Jan 2016
$ 432.38
Dividend received in Year 2016 to date
$ 432.38  



Thursday, December 31, 2015

2015: Year in review

Today is the last day of 2015 and 笨mummy is feeling mixed emotion about it. 

Firstly, two of her co-workers of her team are leaving the company on 31 Dec, which is their last day at work. She wishes them all the best in their next job and she enjoyed their company very much for the past 3 years working with them. Coming to end of 2015, also mean that 笨mummy is closer to her own last day at work, which is the first week of Jan 2016. Of course, 天下没有不散的宴席, it is expected to see people entering and leaving your life in certain parts of it. 

Looking back on 2015, it has been a good year for 笨mummy: 

Career advancement
She got a job promotion in Apr 2015 that came with a juicy increment 6%. And in Dec 2015, she managed to secure a new job that is going to commerce in mid Jan 2016 that also come with an increment of 6% and a "nicer" job title. 

笨mummy is grateful that career luck has been kind to her since she started working in 2001. She is always able to find great mentors in her managers, bosses as well as colleagues that help to shape and mold her to be a better person in life. She is thankful to them for trusting her and allowing her to grow and accepting the mistakes that she made along the way. 

Tried new things / experience
笨mummy went on her first business trip to the United State of America and this is her first trip after working for 14 years. It was interesting and daunting in a way, as 笨mummy had never been to America before this trip, and she had also never travel on her own to another country. 

The experience was great, and 笨mummy realized that it is not as scary as she thought being in a foreign country on your own with the help of wifi, google map, auto-roaming, and a common spoken language - English. 

This year, finally after 3 years, 笨mummy finally made her first trip out of Singapore with hubby. It is a great feeling to finally being able to travel and experience the world outside Singapore. A little time away from work and the little one was great!! 

Support from hubby
笨mummy's hubby has been a great support to her in many ways. He accepted her for who she is and also accepting the flaws in her. 


Hello 2016!! 
笨mummy is looking forward to her new job in Mid of Jan 2016 and of course, a new working environment, new colleagues, and so much more. 

Tuesday, December 22, 2015

Update for Dec 15

Last of the dividend received for the year 2015. Time to take a beak and enjoy the coming long weekend. 


Dividend for month of Dec 15: 
Ascendas Hospitality Trust - S$212.80


Dividend received in Year 14
$ 8,241.99
Dividend received in Dec’ 15
$ 212.80      
Dividend received in Year 15 to date
$ 8,978.59  




Friday, November 27, 2015

Update for Nov 15

笨mummy went for a short four days trip to Tokyo, Japan in Nov. Though it was a short trip, it is still great fun to spend time in another country, experiencing cool autumn weather that Singapore does not have. 

She was also kept busy at work as one of her colleagues has tendered and leaving end of Dec 15. She was involved a few job interviews conducted by her manager for the replacement of this colleague. It is fun to be sitting in a job interview as the interviewer and the interviewee. 

As always, Nov is another "harvest" month where most of the stocks, that 笨mummy has, are issuing dividends. In total, 笨mummy received S$1.8K of dividends (with a new member starting its first contribution - FCL Treasury Bond) and she has surpassed her total dividend received in Year 14. 

One more month to go with one dividend payout expected from Ascendas Hospitality Trust of $212. 笨mummy is happy that she managed to get more dividends this year and aim for more for year 16. 


Dividend for month of Nov 15: 
DBS Pref Share - $236.93
FCL Treasury Bond  - S$184.00
Suntec REIT - S$252.20
Mapletree GCC - S$34.99
Ascendas REIT - S$880.11
Ascendas India Trust - S$274.00
Total: S$1,862.03

Dividend received in Year 14
$ 8,241.99
Dividend received in Nov’ 15
$ 1,862.03      
Dividend received in Year 15 to date
$ 8,765.79   



Thursday, November 19, 2015

Bucket list

mummy has been thinking a lot recently about life after coming back from a recent trip from Japan. She reached Singapore on 12 Nov 15 midnight, a day before Friday the 13th (i.e. 13 Nov 15). Yes, that fateful day where Paris was attacked. She has been asking the question as to whether she living her life fully and doing what she loves. Nobody can predict when onr would leave this world as anything can happen, an accident, a heart attack, etc, life is so fragile at times.
She decided to list down the bucket list of things that she wanted to do / accomplish before her time is up as a reminder that she should live her live to the fullness and not regret when she, one day, looks back at her own life.

A. Visit and see more parts of the world
Oh yes, this sounds like a big goal. As a child, mummy never get the chance to travel, not even to Malaysia, as her parents are busy and careful with money. But she never once envy people who travel as travel is never part of her life as you never experience it and you would not miss it.

As she started earning money, visiting places with friends, exploring the internet, it seems there are so much out there in this world that she wants to take a look. For example, experiencing farm stay, touching snow, autumn leaves, visiting theme parks, etc.

She will try her best to visit and experience something new and different once a year if possible.

B. Spend more time with her child
The feeling of guilt is always there whenmummy has to work and her little one is left with the grandparents. Thoughmummy is rest assured that the grandparents are great caretaker of the little one and adore him as much as her, she still wants to be there for her little one to accompany him when he hits milestones, learns and experience new things, and exploring this exciting world around him.

Parents’ time with the child is very limited and the child will eventually grow up and experience the world on his own without the parents. mummy always cherish the time with her little one on weekend and focuses her full attention to him, that means no handphone / computer usage when the child is around (she would only use them when he is taking afternoon nap or when he is out with daddy at the playground). She tried her best to bring him along to social functions as long as the places allow children of his age.  

She hopes that she keeps this up and constantly reminding herself to cherish the time with the little one, and do not reject the little one’s requests for hugs and / or playtime.

C. Being more patient with her parents
As a mummy now, mummy can understand the care and love that parents have for their child, especially her own parents who care for her. As her parents are getting older, they need more care and concern from her.

Sometimesmummy would lose her temper at her parents (though she regrets doing so after she calm down) especially at times when she is busy. mummy hopes that she can be more patient with her parents and not lose her temper at them. She also wish that she can spend more time with them.

D. Stop having excuse and start moving
mummy had spent a few months learning basic Japanese few years back, and she does not have time to keep up with the learning and now they are all “returned” to the teacher. It is a language thatmummy wants so much to learn, but the lack of time to practice make it very hard to retain what she learnt. However from her recent trip, she met a lady from China, living in Japan, who know how to speak four languages – Chinese, English, Japanese and Korean. She is totally amused by the lady’s determination to learn that many languages.

As long as someone has the determination to succeed in something, he would always make time for it. Somummy has decided to stop giving herself excuses and start moving to complete the following:

·        Learning Japanese and pass Japanese Language Proficiency Test
·        Learning clay art
·        Complete her Wilton cake decoration level 3 and 4 courses


Let’s get working on them, mummy!! 

Monday, November 2, 2015

Update for Oct 15


Dividend for month of Oct 15: 
Genting Pref Share - $256.95
Hyflux Pref Share  - S$90.25
Total: S$347.20

Dividend received in Year 14
$ 8,241.99
Dividend received in Oct’ 15
$ 347.20         
Dividend received in Year 15 to date
$ 6,903.76