A number of stocks paying out dividends in August, 笨mummy received a whooping S$2.7k for this month. No action taken this month for stocks but she looking to offload the 5K units of M1 shares purchased in July when the price pick up.
The paperwork for the refinancing from UOB to OCBC is more or less done. Lawyer had served the notice to UOB, valuation report received (valuation actually drop compared to one and half year ago) and would be visiting the lawyer in early Sep to sign the documents. Hopefully everything done before end of the year as the UOB rate is going to move from 1.58% to 1.78% on Feb 2018. OCBC rate of 1.30% for first three years is the best rate 笨mummy has seen so far for an outstanding balance of 240K. It also comes with a cash back of $1,600 which fully covered the legal fee and a $100 takashimaya voucher. in total, 笨mummy only need to fork out $250 for the valuation report for the refinancing.
She had subscribed for her first Singapore Saving Bond (the one for the month of Sep 17) using some of her fund in the eSaver account as currently the interest from eSaver that she is getting is around 1.05% (for balance less than $50,000) and the Sep Singapore Saving Bond is offering 1.15% for the first year. The great thing about this Singapore Saving Bond is that you could cash out any time at a cost of $2 and the interest would be Pro-rated. Going forward, if the interest rate from the eSaver pick up significantly, she may consider to switch back. If the interest rate of the Oct Singapore Saving Bond is higher than the Sep one, she may move another batch of her fund in eSaver to subscribe for the bond.
These past weeks were tiring as both Child 1 & 2 are sick (still not recovered yet) and it is so hard to get a good night sleep and also getting anything done as Child 2 is especially whinny when she is sick. Ironically saying, 笨mummy had reaped the benefits of a SAHM. She can focus to take care of her children when they are sick, does not have the guilt of going to work while the children are sick and also no need to see boss' black face when applying for leave to take care of children or colleagues' black face for cover her work when she is on leave.
The paperwork for the refinancing from UOB to OCBC is more or less done. Lawyer had served the notice to UOB, valuation report received (valuation actually drop compared to one and half year ago) and would be visiting the lawyer in early Sep to sign the documents. Hopefully everything done before end of the year as the UOB rate is going to move from 1.58% to 1.78% on Feb 2018. OCBC rate of 1.30% for first three years is the best rate 笨mummy has seen so far for an outstanding balance of 240K. It also comes with a cash back of $1,600 which fully covered the legal fee and a $100 takashimaya voucher. in total, 笨mummy only need to fork out $250 for the valuation report for the refinancing.
She had subscribed for her first Singapore Saving Bond (the one for the month of Sep 17) using some of her fund in the eSaver account as currently the interest from eSaver that she is getting is around 1.05% (for balance less than $50,000) and the Sep Singapore Saving Bond is offering 1.15% for the first year. The great thing about this Singapore Saving Bond is that you could cash out any time at a cost of $2 and the interest would be Pro-rated. Going forward, if the interest rate from the eSaver pick up significantly, she may consider to switch back. If the interest rate of the Oct Singapore Saving Bond is higher than the Sep one, she may move another batch of her fund in eSaver to subscribe for the bond.
These past weeks were tiring as both Child 1 & 2 are sick (still not recovered yet) and it is so hard to get a good night sleep and also getting anything done as Child 2 is especially whinny when she is sick. Ironically saying, 笨mummy had reaped the benefits of a SAHM. She can focus to take care of her children when they are sick, does not have the guilt of going to work while the children are sick and also no need to see boss' black face when applying for leave to take care of children or colleagues' black face for cover her work when she is on leave.
Dividend / interest for month of Aug 17:
M1 - S$ 780
Keppel Corp - S$ 240
OCBC - S$ 195.48
CDL H Trust - S$ 434.60
Suntec REIT - S$ 249.30
Ascott Trust - S$ 369.16
Asprial Bond - S$ 52.07
Capital Mall Bond (3.08%) - S$ 76.37
ST Engineering - S$ 300
ComfortDelgro - S$ 43.50
Dividend received in Year 2014
|
$ 8,241.99
|
Dividend received in Year 2015
|
$ 8,978.59
|
Dividend received in Year 2016
|
$ 12,145.15
|
Dividend received in Aug 2017
|
$ 2,740.48
|
Dividend received in Year 2017 to date
|
$ 9,238.28
|
No comments:
Post a Comment