Stock Portfolio update Jul' 14

Jul was a busy month and 笨mummy did not have much time to monitor the share prices, hence no action taken for the month of Jul and the portfolio remains the same as Jun 14. 

Dividend for month of Jul:

Jul is another quiet month with limited cashflow from dividends:

Capitalmall bond 3.8% - 94.22

Really looking forward to August where most of 笨mummy’s shares are paying out dividends. 

Stock Portfolio update Jun' 14

No.	Stock	Unit	Average Price	% of Portfolio
1	ASCENDAS IND TRUST	10,000	0.96	6.80%
2	ASCENDAS H TRUST	3,000	0.88	1.87%
3	ASCENDA SREIT	11,000	2.03	15.82%
4	CAPMALLAB220112	5,000	1	3.54%
5	CAPMALLTRB210220	5,000	1	3.54%
6	CDL HTRUST	4,000	1.83	5.19%
7	COMFORTDELGRO	1,000	1.92	1.36%
8	DBS$800M4.7%NCPS	100	100	7.08%
9	GENTING SP PERPS	10,000	1	7.08%
10	HYFLUX6% CPS 10	30	100.07	2.13%
11	K-GREEN	5,000	1.15	4.07%
12	MAPLETREEGCC	1,000	0.93	0.66%
13	ST ENGG	2,000	2.98	4.22%
14	SUNTEC REIT	10,000	1.32	9.35%
15	M1	6,000	3.19	13.56%
16	SATS	5,000	3.11	11.02%
17	NERA	5,000	0.765	2.71%

Dividend received in May’ 14	$ 86.44
Dividend to-date	$ 4,048.85

Actions taken for month of Jun:

·         Sold 1 lot of Singpost share

The share price has went up due to the news about Alibaba Group’s plan to invest S$312.5M to purchase share of Singpost and take a 10.35% stake in Singpost.

On hindsight, 笨mummy regretted selling the share as the price went even high to 1.75+ at end of Jun 14.

·         Did a sell/buy with SATS. Sold 5 lots of SATS on 2 Jun at a price S$3.18 and bought back at S$3.11 on 10 Jun.

Although planned to hold my shares in SATS till ex-div to get the S$400 dividend, but the run in price to S$3.18 on 2 Jun was a deal breaker. The sales  would result in a profit more than S$400 (average share purchase price is S$3.08). So why not take the chance to sell it and hold cash for other investments that may come knocking instead of waiting for the ex-div date.

Itchy hand to buy back at 3.11 on 10 Jun. Hope this is a wise move.

·         笨mummy purchased 5 lots of Neratel

Dividend for month of Jun:

Jun is a quiet month with limited cashflow from dividends:

Ascendas H Trust – S$86.44

Stock Portfolio update May' 14

First Stock Portfolio update ever:

No.	Stock	Unit	Average Price	% of Portfolio
1	ASCENDAS IND TRUST	10,000	0.96	6.97%
2	ASCENDAS H TRUST	3,000	0.88	1.91%
3	ASCENDA SREIT	11,000	2.03	16.18%
4	CAPMALLAB220112	5,000	1.00	3.62%
5	CAPMALLTRB210220	5,000	1.00	3.62%
6	CDL HTRUST	4,000	1.83	5.30%
7	COMFORTDELGRO	1,000	1.92	1.39%
8	DBS$800M4.7%NCPS	100	100.00	7.24%
9	GENTING SP PERPS	10,000	1.00	7.24%
10	HYFLUX6% CPS 10	30	100.07	2.17%
11	K-GREEN	5,000	1.15	4.15%
12	MAPLETREEGCC	1,000	0.93	0.67%
13	SINGPOST	1,000	1.22	0.88%
14	ST ENGG	2,000	2.98	4.31%
15	SUNTEC REIT	10,000	1.32	9.52%
16	M1	6,000	3.19	13.85%
17	SATS	5,000	3.03	10.97%

Dividend received in May’ 14	$ 1,178.96
Dividend to-date	$ 3,962.41

Received dividend from 

(1) Comfort delgro - $40.00

(2) Mapletree GCC - $30.99

(3) Ascendas India Trust - $232.00

(4) Suntec REIT - $12.40

(5) Ascendas REIT - $390.50
(6) ST Eng - $240
(7) DBS Pref Share - $233.07

Sharing of share portfolio and monthly dividend income

笨mummy just realize that a number of finance bloggers shared their share portfolio and dividend generated in their blogs. It seems to be a good way to keep track of one portfolio and dividends received. As the current excel spreadsheet used by笨mummy provides real time information and the past data would be overwritten once the latest share prices. The use of the blog to share the portfolio allow a snapshot of the portfolio at monthly basis. It is time for笨mummy to try this out at the end of May. 

Best payment mode for cab

The best payment mode for cab that  笨mummy discovered so far is the Nets Flashpay function of the OCBC Frank credit card. 

Firstly, Nets Flashpay auto top up (ATU) on OCBC Frank Credit Card can enjoy of 6% rebate if you can hit the minimum spending of $500. 

The use of Nets Flashpay allow one to enjoy a further 5% rebate on taxi fare if one spent more than $30 per month on cab. (See Nets Flashpay promotion: http://www.nets.com.sg/offers-a-promotions/nets-flashpay/taxi-rebate-flashpaycard)

See computation below: 
Assuming a monthly cab fare of $30, consisting of an average cab fare of $10 per trip.
cost:
Admin fee from using Nets Flashpay - $0.30 x 3 = $0.90

Gain:
6% rebate from Frank Credit card - S$1.80  [i.e. 6% x S$30]
5% rebate from Nets Flashpay - S$1.50    [i.e. 5% x S$30]

Net gain: S$2.40 (a 8% gain from S$30 spending)

Points system for taking cab.

With the addition of a new family member, taking cabs is unavoidable nowadays for 笨mummy. Now a point system by Comfort for those people who take cabs is here. http://cabrewards.cdgtaxi.com.sg

From now to end May, there is a 500 points give for those who sign up. Why not sign up now and enjoy that extra head start. 

Under the cabreward system, payment by cashless mode would enjoy 1 point per $1 spent and a total of 1000 point can redeem a $5 comfort taxi voucher. Couple this with the Nets Flashpay, one can enjoy a further 5% rebate on taxi fare if one spent more than $30 per month on cab. (See Nets Flashpay promotion: http://www.nets.com.sg/offers-a-promotions/nets-flashpay/taxi-rebate-flashpaycard) 

The 5% rebate can break-even the admin fee of $0.30 charged at a cab fare of S$6. 

Also for those that have the OCBC Frank credit card, the money that was top up into the credit card Nets Flashpay function is entitled to the 6% rebate (if one fulfill the OCBC  6% rebate requirement) and your break- even limit is even lower of S$3 [$3 x (5% + 6%)].

So yummy.. 3.05% interest from OCBC 360 account.

http://www.ocbc.com/personal-banking/accounts/360-account.html

Revamp to OCBC 360 account makes it so hard to resist. 笨mummy just apply to open the account over lunch.

Time to parking the emergency fund to earn the higher interest. With the FAST, it no longer matter when one's salary is credited. It takes just a few minutes and the money is moved from one bank to another. Plus paying 3 unique bills is a piece of cake and spending $400 a month on OCBC credit card is not an easy task.