Wednesday, August 16, 2017

Saving on childcare expenses - applying for childcare subsidy

As mentioned in an earlier post, mummy received a call from a childcare centre that there is an infant care vacancy for Child 2. She visited the childcare centre and had a rather positive vibe on the environment as well as the teachers. mummy went ahead to register for a two week trial that would commerce in Sept.

mummy is quite shocked by:
(1) how expensive infant care fees are in Singapore
The one which she registered was quoting a monthly infant care school fee in the range of S$1,364.25. She also did a check with the other big names and noted that the fees are also within the same range.

(2) the big difference between the government subsidy amount for a working mother and a non working mother.
Being Singapore citizen, there is government subsidy available depending on the working status of the mother:
  • For working mothers - $600
  • For non-working mothers - $150

The difference in the subsidy between the two is S$450, which is quite substantial.

In her attempt to find ways to reduce the childcare expenses, mummy did some research on the subsidy and these are what she found out:

  • All parents with Singapore Citizen children enrolled in child care centres licensed by ECDA will continue to be eligible for a Basic Subsidy (either S$150 for families with non-working mother or S$600 for infant care and S$300 for families with working mother )
  • To be eligible for the basic subsidy as a working mother, one need to be working at least 56 hours per month (i.e 1.86 hours/day)
  • For a freelance or self-employed, one's income will be based on the monthly income derived from the last available net trade income assessed by the Inland Revenue Authority of Singapore (IRAS) in the latest Notice of Assessment. If the Notice of Assessment is not available, a Statutory Declaration on the working hours and monthly income will be needed to supplement the application for subsidies.


Though mummy is a SAHM, she spends time at home to generate income, such as selling stuff on Carsouell, as well as some freelance assignments that she could find. Given that the requirement is a minimum of 56 hours per month, which is something that mummy could easily meet since she already spent a 1 to 2 hours a day to sort out the pre-loved/used items, taking photos, listing them on carousell, communicating with buyers and arranging to mail out the items. mummy decided to give ECDA helpline a call to check if she could qualify for working mother subsidy for childcare as an online seller on carousell. 

To her surprise, the officer from ECDA informed her as an online seller she could qualify for the working mother subsidy and she needs to make a statutory declaration with the Commissioner of Oath that she has met the required working hours of 56 hours per month. It also does not matter whether her online business is registered with ACRA.

mummy arranged for Child 1 to her in-law in the afternoon while she made a trip with Child 2 to the Commissior of Oath located at the level 3M of Supreme Court Building. Details of the Commissior of Oath as follows:

Level 3M
Supreme Court Building
1 Supremel Court Lane
Singapore 178879

The whole process was fast and took less than 10 minutes:
  • Once arrived at the office, inform the person at the counter that you are here to make a statutory declaration for working hours for childcare subsidy.
  • Request for the declaration form from the person, fill it up accordingly
  • Make payment via NETs of S$25 at the counter
  • You would be call into one of the rooms available and the Commissior of Oath (i.e. The officer in the room) would instruct you to read a paragraph to make the statutory declaration. 
  • The Commissior of Oath would then sign and stamp the declaration form and pass the copy to you once it is done. 


The original declaration form needs to be submitted to the childcare for the subsidy application.

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