Update for Jan 2020 to Apr 2020

The start of 2020 has been a busy period for 笨mummy with Child 1 starting primary 1, the shifting of the house, change of new childcare for Child 2 and the start of the work from home arrangement. Hence the lack of update for the past months. 

Finally have some time over the public holiday to catch up on the updates. Here it goes. 

Dividend / Interest for the month of January 2020 to April 2020

Ascendas REIT - $ 855.70
Ascendas India - S$ 64
Ascendas H Trust /Ascott - $ 559.40
CDL H Trust - S$ 515.60
CapMall bond - S$ 77.63
Mapletree NAC - S$ 137.05
Suntec REIT - S$ 234.70

Dividend received in Year 2015	S$ 8,978.59
Dividend received in Year 2016	S$ 12,145.15
Dividend received in Year 2017	S$ 12,964.44
Dividend received in Year 2018	S$ 14,709.91
Dividend received in Year 2019	S$ 11,629.19
Dividend received in Jan to Apr 2020	S$ 2,442.08
Dividend received in Yr 2020 to date	S$ 2,442.08

Update for Dec 2019

Result for 2019 is out...  total dividend for the year is 11,629.19 which is lesser than 2016, 2017 and 2018. While it is disappointing, from a cashflow aspect, things are not that bad as the interest income from high yield bank accounts helped to cushion the cashflow impact. Overall, she received an average of $490 from interests (i.e. 3.5% on 50K in her DBS multiplier account, 2.43% on 75K in her UOB One account, an average of 1.65% from esaver account and lastly from SSB.). 

Given the recent purchase of her new flat, she is expecting to incur more expenses due to renovation, stamp duty and legal fee and other miscellaneous expenses. She would expect her interest income to drop further as her excess fund would be deployed for these expenses. It is unlikely that she would be pumping in fund into the equity market until second half of the year. 

Dividend / Interest for the month of December 2019

Ascendas REIT - $ 1,468.86
Ascendas H Trust - $ 220.78
SPH - 130
Ascendas India - $ 148
Ascendas H Trust (Distribution due to delisting and combination with Ascott) - $450.69 

Dividend received in Year 2015	S$ 8,978.59
Dividend received in Year 2016	S$ 12,145.15
Dividend received in Year 2017	S$ 12,964.44
Dividend received in Year 2018	S$ 14,709.91
Dividend received in Dec 2019	S$ 2,418.33
Dividend received in Yr 2019 to date	S$ 11,629.19